Affordable Golf Cart Financing & Flexible Payment Plans

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Why Finance Your Next Golf Cart?​

There are several reasons why financing your golf car with Beachside Golf Cars is a smart choice. Primarily, financing allows you to spread the cost over time, making a premium vehicle fit comfortably within your monthly budget. This way, you can enjoy the benefits of your new ride without a large upfront payment.

As your trusted partner in high-quality mobility, we offer flexible financing options to help you own the golf car of your dreams, no matter where you are located. With our dedicated team and streamlined digital process, we aim to make your purchase smooth, transparent, and accessible from coast to coast. Get started today.

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Our financing process

At Beachside Golf Cars, we strive to make the financing process as simple and transparent as possible. Our team of financial experts will work closely with you to understand your needs and guide you through the available golf cart financing options. Whether you are looking for a competitive interest rate or a flexible repayment term, we are here to help you find the perfect financing solution that suits your requirements.

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Financing FAQs - Beachside Golf Cars

Golf Cart Financing FAQs

Everything you need to know about financing your dream golf cart at Beachside Golf Cars

Looking for the best rates? Most lenders look for a score of 650 or higher. Plus, there is no minimum purchase requirement to get started. If you're building your credit, don't worry—we offer specialized programs for scores as low as 550, as well as a guaranteed-approval Rent-to-Own option that requires no credit pull at all.
Yes! Financing is typically available for both new and used models. New carts often qualify for lower interest rates and longer repayment terms because they are considered lower-risk assets.
Most golf cart loans range from 12 to 72 months. A shorter term saves you money on interest, while a longer term (up to 84 months in some cases) provides more affordable monthly payments.
While some promotional offers may allow for $0 down for highly qualified buyers, a standard down payment is usually between 10% and 20% of the purchase price. A larger down payment can help secure a lower interest rate and reduce your monthly commitment.
At Beachside Golf Cars, we work with reputable lenders like Sheffield Financial, whose standard installment loans typically feature no prepayment penalties. This allows you to save on interest by paying off your balance ahead of schedule.
Absolutely. Most financing packages allow you to roll the cost of custom features, parts, and extended warranties into one single monthly payment.
No, comprehensive insurance is not required to secure financing through our lenders. While we always recommend checking with your provider for a quote to protect your investment, it is not a prerequisite for loan approval.
The application process is designed to be fast and efficient. In many cases, you can receive a credit decision within minutes of submitting your application.

Ready to Finance Your Golf Cart?

Our team is here to answer your questions and help you find the perfect financing solution

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Why Choose Beachside Golf Cars for Your Golf Car Financing Needs?

Choosing Beachside Golf Cars for your golf car financing needs is a decision you won’t regret. We are committed to providing top-notch customer service and ensuring that you have a seamless buying experience with us. Our nationwide financing options make it convenient for customers from all over the country to own a quality golf car from Beachside Golf Cars. 

In addition to our nationwide financing options, we also offer financing solutions for customers in Florida. Whether you are a resident of Florida or looking to purchase a golf car in the Sunshine State, we have golf car financing options to meet your specific needs.

Golf Cart Financing - Beachside Golf Cars

Financing for New & Pre-Owned Golf Carts

Investing in a new or pre-owned golf cart is a significant decision. Beachside Golf Cars understands that many of our clients prefer to pay in smaller installments over time, rather than paying the entire amount up-front. No problem! We have financing options available to ensure that you can afford the golf cart of your dreams today!

Our team of golf cart dealers is dedicated to providing personalized assistance and guiding you through the financing process, ensuring that you find the best plan tailored to meet your needs. Take advantage of our quick and hassle-free financing application process — contact Beachside Golf Cars today to begin your financing journey with us!

We Partner with Industry-Leading Lenders

From competitive national providers like Sheffield Financial to flexible in-house payment solutions, we find the right fit for your budget.

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Fast Approval

Get a credit decision in minutes, not days

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Flexible Terms

12 to 84 month payment plans available

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All Credit Welcome

Programs for credit scores as low as 550

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DRIVE WHAT SETS YOU APART
4 Passenger · Lifted · Lithium Battery Powered
$199
Per Month 36-Month Financing*
⚡ Lithium Battery
4 Passenger
Lifted Suspension
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*Monthly payment for 36 months, $3,000 down. Excludes taxes & fees. Selling price $9,995. Subject to bank credit approval. Subject to changes. Ask for details.
BEACHSIDE GOLF CARS
www.beachsidegolfcars.com